What to Know About RV Rental Insurance

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Photo Credit: Instagram User @adragomir_

Nothing beats the thrill of an awesome RV camping adventure across North America! Whether you’re new to the RV scene or a long-time camper, there’s always something new to discover. 

However, before you hit the road, you need to take a good look at your rental agreement and, more importantly, your RV rental insurance. 

Cruise America is here to help! In this article, we explain RV rental insurance and why you need it before hitting the road. 

RV Rental Insurance: What to Know With Cruise America

What is RV Rental Insurance?

What is RV rental insurance? 

Simply, RV insurance is a policy that you can receive when renting an RV. The details of a particular policy differ depending on the rental company; however, the objective is the same: to cover damages to the RV rental.

How Much Does RV Rental Insurance Cost?

An important factor to consider with any RV insurance policy is cost. A safe and enjoyable road trip that doesn’t empty your wallet is your number one priority. 

Many RV rental companies require you to pay for rental insurance, which could be a flat fee or an accruement of daily payments. The cost varies by company, but it can be a hefty unexpected expense at the end of the day.

With Cruise America’s RV rentals, you don’t have to worry about paying for rental insurance. Every Cruise America rental has an SLI, or supplemental liability insurance, policy. In other words, Cruise America’s RV rental insurance cost is free! 

Cruise America’s insurance is a unique offer that’s great for first-time renters—all you need is a driver’s license and credit card to rent your dream RV! 

What is a policy deductible? 

The Cruise America SLI policy has a $1,500 deductible. What does this mean?

In the case of an accident, you are responsible for damage costs up to $1,500. Cruise America covers any costs that exceed $1,500.  

However, with Cruise America’s optional zero deductible plan, you can buy this $1,500 deductible down to zero. This coverage applies to exterior damage to the RV rental. The cost of the ZDP is $14.95 per day.

As long as there isn’t negligence or damage to your RV’s interior, any exterior damage is covered by the policy. 

What RV Rental Insurance Coverage Does Cruise America Provide?

Now that we know a little bit about insurance costs, it’s time to dive into policy details. 

Thankfully, the terms and conditions regarding loss or damage to a Cruise America RV are pretty straightforward. With the SLI policy, you are responsible for any interior and exterior damages or loss to the RV, costing up to $1,500. 

Nonetheless, if you use or operate the vehicle against the rental agreement, the SLI is void, and you may be held liable for damages to the RV. Examples of this include, but are not limited to, racing, ignoring roadside warning signs or traveling on roads that unreasonably damage the RV. Review your rental agreement thoroughly and call Cruise America if you have questions.

Cruise-America-RV-Rental-Insurance-steveyalo.jpgPhoto Credit: Instagram User @steveyalo

Relax Your Way When RV Camping With Cruise America

Here, we covered some of the basic terms and conditions you should know when renting an RV. You can learn more in-depth information from Cruise America’s rental contract or by calling Cruise America with any questions! 

So, if you’re looking for a worry-free RV rental experience, Cruise America is the place to go. You’ll enjoy a stress-free rental with free RV rental insurance that only Cruise America provides. Plus, Cruise America has the most affordable RV rental prices you’ll find. 

What are you waiting for? Find the nearest rental location near you and hit the road in your own Cruise America RV rental today!